We’re proud to be working with Jigsaw Finance to help more customers access fair, affordable vehicle finance.
Jigsaw already supports thousands of customers looking for the right finance option, but, as anyone in motor finance knows, not every good customer fits neatly into a standard lender box.
Sometimes the vehicle is the issue;
A classic car.
A vehicle with over 100,000 miles.
An EV.
A bike.
A van.
A recreational vehicle.
A Land Rover.
A Subaru.
A private sale.
Something useful, wanted and affordable, but outside mainstream lender appetite.
Sometimes the customer profile is the issue.
Lower income, but affordable.
Benefit income, alongside employment.
Self-employed.
Thin credit file.
Over 65.
Newer to the UK, but working steadily and with the right to work.
These customers are too often underserved, not because they cannot afford credit, but because they do not fit the usual rules.
That is where CUB Finance can help.
CUB connects customers with Credit Unions across the UK, helping them access affordable unsecured credit at 18.9% APR through lenders that care about people, communities and responsible lending.
For Jigsaw, this partnership creates another route to help customers who may otherwise be lost. It helps their teams support more non-standard vehicle purchases, write additional business responsibly, and give customers a fairer chance when traditional motor finance is not the right fit.
The funds are paid directly to the customer, giving them flexibility to use the money not just for the vehicle itself, but potentially for related costs such as servicing, repairs, care packages or warranties, subject to approval and affordability.
But the real power of this partnership goes deeper than writing more business.
CUB is a mutual organisation, owned by the Credit Unions that use it.
That means CUB exists to support the Credit Union sector, not extract value from it. Any profits made by CUB are put back into strengthening credit unions, improving access to fair credit, and supporting the wider movement.
So when Jigsaw refers a customer through CUB, it is not just helping that individual customer. It is also helping build a stronger, more sustainable Credit Union sector.
More customers helped.
More underserved borrowers supported.
More responsible lending.
More value returned to communities.
That is the kind of partnership we believe the future of finance needs.
CUB Finance exists to open doors for customers who deserve a fairer look, and we’re excited to be doing exactly that with Jigsaw Finance.
If you are a Credit Union and would like to become a member of the CUB Finance Co-Operative Credit Union Service Organisation please get in touch via the contact us page.
